The lifestyle which one is leading in today’s world had put a great impact on the health of people. There are various things such as contaminated food, pollution, etc which contribute to it and becomes very difficult for the one to save oneself from this. These factors, which harm our health and one should be vigilant in this. One should take proper measures in case of emergencies. For this people are getting themselves and their family members insured for health services. There are various companies which provide the health insurance from which one can choose as per their needs but carefully.
Some of the top best health insurance companies in India are as –
10. National Insurance Company
This Company was established in the year 1906 and has headquartered in Kolkata. They provide various insurance like personal insurance which includes medical, property, accidental etc, rural insurance, commercial insurance, industrial insurance. They provide different medical insurance as per the need of different age group of person and needs. One can choose the medical insurance as per the needs of the individual. If one wants medical insurance for the whole family, then one can choose the family medical plan. In some of the insurance the minimum age is 3 months and other its 60 years, so one can opt from this.
9. New India Assurance Co. Ltd
This was founded in the year 1919 and they have the presence at the international level as well. They provide different insurance and within medical insurance one have different types of medical insurance, which gives one the opportunity to choose from them such as New India Floater Mediclaim Policy, New India Asha Kiran Policy, Janata Mediclaim Policy, Senior Citizen Mediclaim Policy, Family Floater Mediclaim Policy and various others. One can opt for the single medical policy or could go for the family policy as well.
8. United India Insurance Co Ltd
This Company was established in the year 1938 and is dealing in various insurance such as motor insurance, Travel insurance, accidental insurance, household insurance, fire insurance, marine insurance, micro insurance, credit insurance, medical insurance and many others. One can opt for the insurance individually or combined with a family. If one wants to do the top up of the insurance, then one has the facility in this and even the facility of super top up of medical insurance.
7. Oriental Insurance Company Ltd
This Company was founded in the year 1947. This was the subsidiary of LIC from the year 1956 to 1973. Its head office is in New Delhi and had around 31 Regional offices and various other offices. It deals with various insurance and in health insurance and in health insurance there are various products such as Happy Family floater policy, overseas mediclaim policy and many others.
6. Bajaj Allianz
This Company was established in the year 2001. They deal into various insurance and various plans related to retirement, savings etc. In medical insurance one can choose as per their needs such as individual or family policy. If one wants to do the top up of the policy then it can also be done. Many awards had been won by them such as Outlook Money Awards 2015, Economic Times Best Corporate Brand Award, Pharma Leaders Power Brands Awards 2015 and various others.
5. ICICI Lombard GIC Ltd
This Company is the joint venture between the Fairfax Financial Holdings Limited and ICICI Bank Limited. They are dealing with different services related to insurance. It was founded in the year 2001. They provide different health insurance to the customers from which one can choose.
4. Reliance General Insurance Co. Ltd.
This was established in the year 2001 and deals with various insurance with 24 X 7 customer service. They deal with various medical insurance from which one can choose such as Reliance Health Gain Insurance, Reliance Health wise insurance and Reliance critical illness insurance. One can choose the best of insurance as per their requirements. They had achieved many awards such as Best product Innovation, General Insurance, Best in Enterprise Mobility and various others. It has been certified under ISO 9001: 2008 for its best of services to the customer.
3. Max Bupa Health Insurance Company Ltd.
It has presence in various countries. They are into various services provided to the customers and even with health insurance there are various services from which one can choose such as Max Bupa Health Insurance Company Ltd., Max Bupa Health Insurance Company Ltd., Max Bupa Health Insurance Company Ltd. and various others.
2. Star Health & Allied Insurance Company Limited
This has been launched in the year 2006 and had various services provided by them. They had achieved many awards such as Star Health & Allied Insurance Company Limited in the year 2014 by Star Health & Allied Insurance Company Limited, Star Health & Allied Insurance Company Limited in the year 2015 by Star Health & Allied Insurance Company Limited and various others. They had more than 15 health insurance from which one can choose as per their needs.
1. Apollo Munich Health Insurance
This is the joint venture of the best hospital Apollo Hospitals with the company based at Germany, Munich Health. There are different health insurance being provided by them such as Optima Health Restore Insurance, Optima Vital Insurance, Easy Health Exclusive Insurance and many others from which one can choose.
One should choose the insurance with utmost care as it helps during the health emergencies and could be life saver. The entire premium paid towards the medical insurance is covered for tax rebate under section 80D.