Advantages and Disadvantages of Using UPI for Online Gaming

A popular new way for people living in India to pay for goods and services online from their smartphone device is via the UPI (Unified Payment Interface) payment method.

It was developed by NPCI (National Payments Corporation of India), and it’s a great way to send Indian Rupee from your Indian bank account directly to your online casino or sports betting account without any hassle. Here are some of the advantages and disadvantages of using the UPI banking option.


How to use the UPI banking method at real money gambling sites

Unified Payments Interface (UPI) is a trusted online payment processing service that’s easy to use and comes with high-security levels, including two-factor authentication. The system enables inter-bank peer-to-peer (P2P) and person-to-merchant (P2M) transactions, and it’s great for topping up your online casino or sports betting account.

Payments can be made via SBI, Tez, PhonePe, Tez, BHIM, and ICICI UPI mobile applications in just a few simple steps. To use UPI, you must first download a suitable Indian mobile banking application onto your preferred smartphone or tablet device. They are free to download and usually take just seconds to install onto most devices.

Each bank that allows UPI payments has its own mobile app with an integrated UPI payment processing service. When signing up to UPI betting sites, don’t forget that you can claim a guaranteed new player welcome bonus when depositing with this method.

When you choose the ‘Net Banking’ option from within the cashier section at your favourite site, you must follow the simple onscreen instructions from within the app to send money to your gaming account.

Start by entering the amount of money that you wish to deposit and then enter the unique UPI identifier. All that’s left to do now is log in to your online banking mobile application and confirm the amount is correct to complete the transaction.

Each transaction you make can only be confirmed using your mobile number through the UPI app you chose to use. After completing these simple steps, your money should instantly arrive in your gaming account. At some online gaming sites, a few additional details may be required.

Pros of using UPI payments

  • UPI payments are perfectly secure (also have 2-factor authentication)
  • UPI payments (deposits) are processed instantly, so there’s never any waiting around
  • The user-friendly payment option that allows you to deposit Indian Rupees (INR) into your gaming account
  • UPI payment option can also be used for withdrawals
  • A growing number of top-rated Indian real money gambling sites now accept payments via UPI
  • Available 24 hours per day
  • A perfectly legitimate payment method that’s growing in popularity in India


  • Not all online casinos and sports betting sites accept the UPI payment method
  • Your bank may charge a small fee when using the UPI payment method
  • You have to download a mobile banking application onto your smartphone or tablet device to use this service

What other trusted Indian deposit and withdrawal options are there?

Some of the other popular ways for people living in India to deposit and withdraw at licensed gambling sites are credit and debit cards (e.g., Visa and MasterCard), prepaid cards (e.g., AstroPay), and Paytm (e-Wallets).

Top-rated online casinos and sports betting sites that accept UPI and other popular Indian payment options

If you’re looking for somewhere safe to sign up to where you can place sports bets and play online casino games, some of the most trusted sites include 10CRIC, PariMatch, SapphireBet, BlueChip, Bet365, ComeOn, and Bet Tilt.

Other top-rated Indian real money gambling sites include Betway, Dafabet, 22Bet, 1XBet, Cric Baba, MegaPari, Fun88, and, to name just a few.

These sites are powered by various leading online casino software providers and game development studios. They are fully licensed by trusted licensing authorities, and they are operated by some of the most trusted names from the gambling industry.

To play in the real money mode at any of these sites using any of the trusted payment methods mentioned above, you must be at least 18 years old. They are all free to sign up to, and don’t forget that you can claim a guaranteed welcome bonus when depositing for the very first time at any of these sites.

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